We Buy Houses Across Minnesota, As-Is
We buy houses anywhere in Minnesota for cash, in whatever condition they are in. Put the address in, get a number within 24 hours, and if it works you pick the closing date — usually 7 to 14 days out. No repairs, no showings, no commission, no fees, no obligation.
Sometimes we buy the house ourselves. Sometimes the right buyer for it is someone else in our network and we bring them to you. Either way the offer costs you nothing and you are not committed to anything.
The short version
In Minnesota the sheriff’s sale is not the end. You usually keep a six-month redemption period afterwards, you can still sell the house during it, and you keep whatever is left once the debt is paid. But the sale has to close before that period expires — miss it and you lose the house and the equity in it together.
How It Works
Three steps, and you can stop at any one of them.
- Put the address in. That is all we need to start.
- We look at the house and the market, then give you a number within 24 hours. Water damage, a failed furnace, an empty house nobody has been into since autumn — tell us. It changes the maths, not the answer.
- You pick the closing date. 7 to 14 days is typical. If you are inside a redemption period, that speed is the entire point.
No obligation at any step. We have bought more than 100 houses.
The Sheriff’s Sale Is Not the End in Minnesota
Most Minnesota foreclosures run “by advertisement” — no courtroom. The lender publishes notice of the sale in a legal newspaper for six consecutive weeks, then sells the house at a sheriff’s sale.
Here is the part that surprises nearly everyone: the sheriff’s sale does not take your house. Minnesota gives you a redemption period afterwards. For most homes it is six months from the date of the sale. You can stay in the house during it. You still own it.
And you can still sell it. If you sell during the redemption period, the sale has to bring enough to pay off whoever bought at the sheriff’s sale, plus interest and allowable costs and any other claims against the property. Whatever is left after that is yours to keep.
Now the hard part. The sale has to close before the redemption period runs out. Not be listed. Not be under contract. Closed and funded. If the clock expires first you lose the house and every dollar of equity in it, and there is no argument to be had afterwards.
That is where a lot of Minnesota equity quietly disappears. Someone learns in month five that they still have options, lists the house, takes an offer in month six, and the buyer’s lender needs another forty days for underwriting and appraisal. The redemption period does not care. It just ends.
Not every period is six months. Some run to twelve — agricultural land, or a mortgage that had been mostly paid off. Some run far shorter: as little as five weeks if a court finds the property abandoned. The length is stated in the published foreclosure notice. Find that notice and read it, because the expiry date on it is the only number that matters right now.
If you are inside a redemption window, the two facts that decide everything are the expiry date and how fast a buyer can genuinely close. Ours is 7 to 14 days, and there is no lender in the way to add six weeks to it. Selling before the window shuts is the whole game here.
An Empty House Does Not Survive a Minnesota Winter Untouched
A vacant house in Minnesota in January is not a neutral asset sitting quietly. It is a risk that compounds every week.
- Frozen and burst pipes — one split line can run for days before anybody notices
- Ice dams — water backs up under the shingles and comes through the ceiling
- Snow load on a roof that was already at the end of its life
Underneath all of it sits the trap: most homeowners policies cut back or drop coverage once a house has been vacant for around 30 days, and frozen-pipe damage is commonly excluded outright if the heat was not maintained. So the house standing empty through the winter — the inherited one, the one somebody moved out of in a hurry — is often the one whose claim gets denied in April.
People find out in the spring. The pipe went in February, the insurer will not cover it, and a house that needed a cleanout now needs a gut.
If a house of yours is sitting empty going into a Minnesota winter, that is a real reason to decide before the freeze rather than after it. We buy houses as-is, including the ones the winter already got to — and we mean any house, but the cheaper version of this is the one where you call in October.
What You Are Not Paying
| Listing with an agent | Selling to us | |
| Agent commission | Typically 5–6% of the sale price | None |
| Repairs before sale | Usually required to get financed | None — we buy as-is |
| Closing costs | Yours to negotiate | We cover them |
| Time to close | Months, plus 30–45 days of buyer underwriting | 7–14 days, your date |
| Inside a redemption period | Financing timelines can outrun the deadline | No lender, so no underwriting clock |
| Carrying costs meanwhile | Mortgage, taxes, insurance, heat through winter | Stop at closing |
When You Should Not Sell to Us
If your Minnesota house is in good shape, the roof and furnace are sound, and you have several months with no deadline pressing on you — list it with an agent. The Twin Cities market has real financed buyers and a sound house will find one. After commission you will still very likely net more than our number. We will tell you that rather than let you discover it afterwards.
Our offer earns its keep when the ordinary path does not fit the calendar: a redemption period with weeks left on it, a house that flooded in February, probate that has dragged past a winter, or an out-of-state owner paying to heat an empty house they have never seen. Then the question is not who pays the most in theory. It is who closes before the date.
Where We Buy in Minnesota
Statewide — Minneapolis, St. Paul, Cottage Grove, Rochester, Duluth and St. Cloud most often, and plenty of towns smaller than those. A house outside the metro gets the same number in the same 24 hours.
Straight Answers
Can I sell my house after the sheriff’s sale in Minnesota?
Yes. During the redemption period you still own the house and can sell it. The sale has to cover what the property brought at the sheriff’s sale plus interest, allowable costs and other claims — and anything above that is yours. The one rule that cannot bend is that it must close before the period expires.
How long is the redemption period?
Six months from the sheriff’s sale for most homes. Twelve in some cases, such as agricultural land or a mortgage that was mostly paid off. As little as five weeks if a court has found the property abandoned. Your published foreclosure notice states which one applies to you.
Can I stay in the house during the redemption period?
Yes. It is still your house until that period ends.
Will you buy a house with water damage from burst pipes?
Yes. Burst-pipe damage is one of the most common reasons people call us from Minnesota, and it is a common reason an insurance claim gets denied on a vacant house. You do not need to repair it or settle the claim first.
Do I have to clean the house out?
No. Take what matters to you and leave the rest.
Is there a fee, and are you the buyer?
No fee — no commission, no closing costs, nothing deducted at the end. On who buys it: sometimes we buy the house ourselves, and sometimes the best buyer for it is another company in our network and we bring them to you. Either way you pay nothing and you are under no obligation.
Get a Number on Your Minnesota House
Put the address in at the top of this page and you will have an offer tomorrow. If there is a redemption deadline involved, call (615) 780-7349 and lead with that date — it decides everything else.
Related reading: selling as-is, selling an inherited house, cash buyer vs agent vs iBuyer.