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A single-story Texas brick ranch house with a dry lawn and cracked clay soil, the kind of foundation issue that stops a financed sale

We Buy Houses Across Texas, As-Is

We buy houses anywhere in Texas for cash, in whatever condition they are in. Put the address in, get a number within 24 hours, and if it works you pick the closing date — usually 7 to 14 days out. No repairs, no showings, no commission, no fees, no obligation.

Sometimes we buy the house ourselves. Sometimes the right buyer is someone else in our network and we bring them to you. Either way the offer costs you nothing.

The short version

Texas foreclosure is non-judicial and it is fast — notice periods measured in weeks, and auctions on the first Tuesday of the month. And once your house sells at one, Texas gives you no right to buy it back. If you are behind, the date on that notice is the only deadline that matters. If your house is sound and you have time, list it with an agent and you will net more.

How It Works

Three steps, and you can stop at any one of them.

  1. Put the address in. That is all we need to start.
  2. We look at the house and the market, then give you a number within 24 hours. Foundation movement, a bad roof, a tenant who will not leave — tell us. None of it disqualifies the house, it changes the maths.
  3. You pick the closing date. 7 to 14 days is typical. If your auction is three weeks out, say so on the first call.

No obligation at any step. We have bought more than 100 houses.

Texas Foreclosure Is Fast, and There Is No Undo

Texas is a non-judicial foreclosure state. No lawsuit, no courtroom, no judge, no hearing. Your lender follows a notice procedure and sells the house on the courthouse steps.

The timeline is the part people get badly wrong. It runs on weeks, not months:

  • Notice of default — at least 20 days to bring the loan current
  • Notice of sale — sent at least 21 days before the sale, posted at the courthouse and filed with the county clerk
  • The sale — first Tuesday of the month, between 10 a.m. and 4 p.m., at the spot the county commissioners designated

From first notice to a completed sale can run about 41 days. Six weeks. People read online that foreclosure drags on for years — that is Florida, or New York, where a lender has to sue you and wait for a court. It is not Texas.

Then the part almost nobody learns until it is too late. Texas gives a foreclosed homeowner no right of redemption on an ordinary mortgage. When the gavel falls on that first Tuesday, it is finished. No six-month window to buy it back, no grace period. Tax-lien and HOA-lien foreclosures are different animals with their own redemption rules — a regular mortgage foreclosure has none.

Compare that with Minnesota, where a homeowner keeps a six-month redemption period after the sheriff’s sale and can still sell during it. In Texas the sale is the end of the story. That is why a 7-to-14-day close here is not a sales line. It is arithmetic against a date.

You can sell at any point before that sale. And if there is equity in the house, an auction is the worst possible place for it — foreclosure sales do not bring what houses are worth. Selling first is how the equity survives. We wrote up how selling before foreclosure actually works, and it applies double in a state that moves this fast.

The Foundation Problem That Kills Texas Sales

If your house is in DFW or Houston and it will not sell, there is a fair chance the reason is underneath it.

North Texas sits on Blackland Prairie clay — black gumbo, locally. Houston has its own expansive clay. That soil swells when it rains and shrinks when it dries, year after year, and it moves slab foundations around. Doors that stick. Cracks stepping up the brick. A floor with a slope you can feel through your shoes.

Here is why that is a selling problem and not merely a house problem. Most lenders will not finance a house with active, unrepaired foundation movement. FHA, VA and USDA appraisers are strictest about it, and those are exactly the loans a lot of Texas buyers use. When the appraisal flags the foundation, the lender wants the repair done and verified before closing. Your buyer cannot fund that, you are selling because you cannot fund it either, and the deal dies three weeks in.

Then it happens again with the next buyer. Same appraisal, same flag, same collapse, another month gone.

We are not borrowing, so there is no appraiser to satisfy. Foundation movement changes our number. It does not end the conversation.

The Tax Bill Does Not Care If the House Is Empty

Texas has no state income tax. It funds local government with property tax instead, and the effective rate is among the highest in the country — roughly 1.58% of value. The 2026 school-district homestead exemption is $140,000, up from $100,000 after voters approved the change in November 2025. That is real money, if you live in the house.

It matters more for a house you do not live in. An inherited house, a rental you are finished with, a place empty while probate grinds on: the bill still arrives every year, and the exemptions that protect an owner-occupant may not protect you. That is usually the real cost of waiting — not the offer you turned down, but the twelve months you paid to keep a house you did not want. If that is your situation, here is what to do with an inherited house.

What You Are Not Paying

The comparison people forget is not offer against offer. It is offer against net.

Listing with an agentSelling to us
Agent commissionTypically 5–6% of the sale priceNone
Repairs before saleFoundation and roof usually must be fixed to get financedNone — we buy as-is
AppraisalYes, and it can flag the foundation and kill the loanNo lender, so no appraisal
Closing costsYours to negotiateWe cover them
Time to closeMonths — and the auction is on the first Tuesday7–14 days, your date
Carrying costs meanwhileMortgage, property tax, insurance, utilitiesStop at closing
Risk the deal collapsesFinancing and appraisal can kill it lateNo lender, no appraisal

When You Should Not Sell to Us

If your Texas house is in decent condition, the foundation is sound, and you have 60 days or more with no auction date in sight — list it with an agent. Texas has deep buyer demand in most of its metros, and a sound house will find a financed buyer. Even after commission you will very likely net more than our number. We will say so on the phone rather than let you find out later.

Our offer earns its keep when the ordinary path is closed: the foundation has already killed one deal, the roof is gone, there is a tenant in place, probate is dragging, or there is a first Tuesday with your address on it. Then the question stops being who pays the most in theory and becomes who actually closes before the date.

Where We Buy in Texas

Statewide. The addresses that come in most often are Houston, San Antonio, Dallas, Fort Worth, Austin, El Paso, Corpus Christi, Conroe, Galveston and New Braunfels — but a house in a town none of those lists mention gets the same number in the same 24 hours.

Straight Answers

How fast can I sell my house in Texas?

An offer within 24 hours of us getting the address, and closing in 7 to 14 days. That speed exists for a reason here: a Texas foreclosure can go from first notice to sale in about six weeks, so a 90-day listing is not always a real option.

Can I sell if the foreclosure sale date is already set?

Yes, right up until the sale happens. Tell us the date on the first call. It is the most important fact about your situation.

Do I get my house back after a Texas foreclosure auction?

No. Texas has no right of redemption after an ordinary mortgage foreclosure. Once the house sells on that first Tuesday, it is gone. That is different from a number of other states, and it is why we push people to act before the date rather than after it.

Will you buy a house with foundation problems?

Yes. Foundation movement is one of the most common reasons Texans call us, because it is one of the most common reasons a financed sale falls through. You do not need an engineer’s report or a repair quote first.

Will you buy a house with tenants still in it?

Yes. Tell us what the lease says and whether they are paying. You do not need to evict anyone first.

Do I have to clean the house out?

No. Take what matters to you and leave the rest.

Is there a fee, and are you the buyer?

No fee — no commission, no closing costs, nothing deducted at the end. On who buys it: sometimes we buy the house ourselves, and sometimes the best buyer for it is another company in our network and we bring them to you. Either way you pay nothing and you are under no obligation.

Get a Number on Your Texas House

Put the address in at the top of this page and you will have an offer tomorrow. If there is a sale date on a letter somewhere in your kitchen, call (615) 780-7349 instead and lead with that date.

Related reading: selling as-is, cash buyer vs agent vs iBuyer, what a cash sale actually gets you.