Selling a House With Hail Damage

Suburban house roof with circular hail dents on gray asphalt shingles after a storm, granules scattered in gutters

Yes, you can sell a house with hail damage without repairing it first. But hail damage knocks out financed buyers — FHA, VA, and conventional lenders all require repair before funding. A cash buyer skips the lender entirely and closes as-is. Here is how the insurance money works and when each path makes sense.