Your Hialeah house can have a cash offer in 24 hours.
We buy houses in Hialeah, Miami-Dade County — as-is, for cash, with no agent commission and no fees. You pick the closing date. We’ve bought more than 100 houses this way, either directly or through our buyer network, and we close in 7 to 14 days.
Short version: Submit your address and get a no-obligation cash offer within 24 hours. We buy the property as-is — the 1960s CBS slab home with the old flat roof, the inherited place sitting vacant near Hialeah Park, the house in pre-foreclosure with a lis pendens already filed. You walk away with cash, no repairs, no agent commission. The catch: our offer is below what a financed buyer would pay on a move-in-ready home, and that gap is explained below.
What you are avoiding when you sell to us
In Miami-Dade County, a cash sale skips:
- Agent commission — 5–6% of the sale price. On a $320,000 Hialeah home that is $16,000–$19,200 you keep
- Repairs, cleaning, and staging before listing
- The Citizens Insurance four-point inspection that trips older Hialeah CBS stock (more on this below)
- Buyer financing delays — the average financed Florida close runs 45 days, with a 4–5% fall-through rate
- Showings and open houses on a property you may need to move quietly
Three steps, and you can stop at any one of them
Here is what happens after the address goes in:
- We research the property — title, condition, flood zone, permit history — and send a cash offer within 24 hours.
- You review it. No contract until you sign. No pressure to accept.
- If you accept, we open escrow with a title company. You name the closing date — as fast as 7 days, or 30 days if you need more time to move.
Why financed buyers cannot close on most older Hialeah homes
Hialeah’s housing stock is mostly 1950s through 1970s CBS construction — concrete block and stucco, flat roofs, slab foundations. Solid hurricane construction. It is also exactly the stock that runs into FHA and VA minimum property requirements for routine maintenance reasons.
The four-point problem. Citizens Insurance and most private Florida carriers require a four-point inspection on homes 25 or more years old. One D or F grade on roof, electrical, plumbing, or HVAC means the carrier will not bind a new policy. No policy means no lender commitment. No lender commitment means no financed buyer, regardless of the price they are willing to pay.
In Hialeah’s 1960s–1970s housing stock specifically:
- Flat roofs over 25 years old fail automatically with Citizens. Flat roof replacement in Miami-Dade runs $8–$14 per square foot
- Federal Pacific Stab-Lok electrical panels — installed widely in Florida homes from that era — are flagged by carriers and fail FHA appraisal under HUD 4000.1. Panel replacement: $2,500–$4,500
- Original HVAC systems 15–20 years or older draw a D grade on the four-point, same outcome as a roof or panel failure
None of that stops a cash sale. We do not use a lender and do not require an appraisal.
Cash offer vs. listing with an agent — Hialeah, FL
| Factor | Agent listing | Cash offer |
|---|---|---|
| Time to close | 45–90 days | 7–14 days |
| Repairs required | Often yes — four-point failures are common | None — as-is |
| Commissions and fees | 5–6% of sale price | None |
| Four-point inspection | Required by buyer’s lender | Not required |
| Flood zone barrier | Buyer must qualify with NFIP premium added | No lender insurance requirement |
| Fall-through risk | 4–5% of contracts | No financing contingency |
| Sale price | Higher — if the buyer can get insured | Below retail — predictable |
Flood zones along the C-7 canal corridor
Parts of Hialeah — along the C-7 canal (Hialeah-Miami Springs Canal) and in eastern Hialeah near the Opa-locka boundary — sit in FEMA Zone AE. The National Flood Insurance Program mandatory purchase rule (42 U.S.C. § 4012a) requires financed buyers in those zones to carry flood insurance.
Under FEMA Risk Rating 2.0, which reset grandfathered premiums in October 2021, annual NFIP costs on Zone AE properties in eastern Hialeah can run $3,500–$8,000. That carrying cost prices some financed buyers out of qualifying for the loan. A cash buyer has no flood insurance requirement from a lender. The flood zone factors into the offer — we are not pretending it does not exist — but it does not block the transaction.
Florida’s foreclosure process and what it means for a Hialeah seller
Florida uses judicial foreclosure under FL Statute § 702. The lender must file a civil lawsuit and obtain a court order before the property can be sold. In Miami-Dade County, that case runs through the 11th Judicial Circuit Court (73 West Flagler Street, Miami). Online foreclosure auctions are conducted at miamidade.realforeclose.com after final judgment.
The Florida process is slow by national standards. A full foreclosure from first missed payment to loss of title typically takes 12 to 18 months in Miami-Dade, sometimes longer. Once the complaint is served, you have 20 days to respond. After the court enters final judgment, a certificate of sale is issued. There is a 10-day objection window. The certificate of title — which ends your ownership rights — issues after that.
You can sell at any point before the certificate of title issues. We have worked with sellers in Miami-Dade under an active lis pendens. If you have a letter from the lender’s attorney or a court date coming, call us with that information. We know how to close within a foreclosure timeline. More on selling to stop a foreclosure before the sale date.
Inherited homes — a common situation in Hialeah
Hialeah has one of the largest Cuban-American communities in the country. The original families who arrived in the 1960s through 1980s have aged, and inherited properties are common — sometimes with heirs split between Florida, other US states, and family abroad.
Miami-Dade probate runs through the Probate Division of the 11th Circuit Court (73 West Flagler Street, Miami). Independent administration lets the personal representative sell without court approval at each individual step. If multiple heirs disagree on price or timing, a partition action may be required, which adds months. We work with personal representatives once authority is established, and we have coordinated closings when signatories are in different locations.
When selling to us is not the right call
If your home is post-2000 construction near Hialeah Gardens, or a well-maintained 1980s property with a newer roof and updated electrical — and you have 60 or more days — list it with an agent. A financed buyer who can get insured will pay more than we can. The gap between a cash offer and retail on a genuinely move-in-ready Hialeah home is real money.
A cash sale makes sense when:
- Deferred maintenance would fail a four-point inspection and eliminate financed buyers
- The property is in a Zone AE flood area and NFIP premiums are pricing buyers out of qualifying
- There is a court date, an auction date, or a hard external deadline on the timeline
- The house is in probate with out-of-state or out-of-country heirs needing a single coordinated close
- The property has sat vacant long enough that Citizens has already declined coverage
Not sure which situation applies? Submit the address and see the offer. You are not committed to anything until you sign.
Can I sell my Hialeah house if it has a flat roof?
Yes. We buy flat-roofed CBS homes as-is. The condition factors into the offer price but does not stop the sale. A financed buyer must pass the four-point inspection — we do not.
How fast can you close in Miami-Dade County?
As fast as 7 days from accepted offer. Miami-Dade title companies can complete the title search and clear the closing in that window. Most sellers choose 14 days to allow time to coordinate the move.
Can you buy a Hialeah house that is already in foreclosure?
Yes. You can sell at any point before the certificate of title issues from the Miami-Dade Circuit Court clerk. We have worked with active lis pendens situations in Miami-Dade and know how to close within a court-set timeline.
Do you buy homes in FEMA flood zones in Hialeah?
Yes. The Zone AE designation affects our offer price — we factor in the flood risk and insurance situation — but it does not stop the transaction the way it stops a financed buyer who cannot qualify with the added NFIP premium.
One step
Submit the address in the form on this page. A cash offer comes back within 24 hours. No obligation to accept.
We also buy houses in Fort Lauderdale, St. Petersburg, and throughout Florida. Call us at (615) 780-7349 if you want to talk through the situation first.