Cash offer in 24 hours — here is what selling to us actually looks like
You submit the Cottage Grove address. We pull what’s sold in the Kingston and River Oaks corridors in the last 90 days and call you back with a number — usually within a business day. You don’t have to fix anything before we’ll look at it. The inspection happens on our side.
We buy houses directly, and where we’re not the right buyer for your property, we bring in someone from our buyer network who is. No commissions, no fees either way. You pick the closing date. Most closings in 7 to 14 days.
Short version: Cash offer within 24 hours. Close in 7–14 days on your schedule. No agent commission (that’s 5–6% you keep), no repairs, no showings. Call (615) 780-7349.
What happens after you give us the address
- We look at recent comparable sales in Washington County — 55016 ZIP code — and any obvious condition factors from public records
- We call you with a cash figure. That conversation usually takes 15 minutes
- If you accept, we send a purchase agreement. No pressure — take time to read it
- We order a title search at our cost
- You pick the closing date. A Washington County title company handles the close
- You receive the wire the same day as closing
No commission. No closing costs charged to you. No repairs required before we’ll close.
Minnesota’s foreclosure timeline — it works differently than you may have read
Most foreclosure content online is written for Tennessee or Florida. Minnesota is its own thing.
Minnesota uses a non-judicial power of sale process under Minnesota Statute Chapter 580. After a default, the lender publishes a notice of sheriff’s sale in a Washington County newspaper for six consecutive weeks, then the Washington County Sheriff conducts the sale. That gets you to the gavel.
What makes Minnesota unusual: homeowners have a six-month redemption period after the sheriff’s sale under Minn. Stat. § 580.23. In Tennessee, the sale ends things. In Florida, the courts can drag a foreclosure out for a year or more. Minnesota is the middle case — non-judicial and relatively fast to the sheriff’s sale, then six months of redemption that can be bought out or sold through.
During that redemption window, you can still sell. A cash buyer can purchase the property and work through the title process. Some Washington County sellers choose this route — not because they’re panicked, but because holding a house for six months while the balance accrues and property taxes keep running doesn’t work for their math.
If you have a sale date on a notice letter, there are still options before it completes. Give us the date — that’s what we need to build a realistic timeline.
What Cottage Grove houses we buy
The 1970s and 1980s rambler and split-level stock in Cottage Grove — the brick-and-vinyl homes on the 70th and 80th Street corridors, the ranches off Jamaica Avenue South — those are exactly the houses we buy. Dated kitchen, unfinished lower level, aging drain tile, deferred maintenance on the roof. Financed buyers want move-in ready. We don’t require it.
We also buy:
- Inherited houses in any condition, including estates where nobody has been inside in months
- Houses with title complications — Washington County probate delays are common on older properties
- Rentals with tenants you need out of before listing
- Properties with foundation or drainage issues — the clay soils in parts of Washington County are hard on older slabs and drain tile systems
If your house came to you through an estate, we’ve been through enough Washington County probate paperwork to know the process without you needing to explain it.
When you should not sell to us — straight answer
If your Cottage Grove house is in good shape, it’s spring or early summer, and you have 60 days, you should list it with an agent. Cottage Grove moves well in the spring market — well-maintained ranches near Cottage Grove Ravine Regional Park and the Point Douglas corridor get competitive offers when they’re priced right.
A cash offer will come in below what a well-priced listing can pull in a strong market. That’s the honest math. We price in the cost and certainty of a fast close, and that gap is real. For a seller with time and a house in good condition, an agent earns their commission.
We’re the right fit when the house needs work you can’t fund upfront, when the timeline is the problem, or when the situation — an estate, a foreclosure notice, a divorce — makes a 30-day listing process the wrong answer.
Read more about what selling as-is actually means before you decide — including what you keep and what you give up.
What’s harder to sell on the open market in Cottage Grove
Financed buyers in Cottage Grove have specific expectations. Split-level floor plans with low ceilings on the lower level are a tougher sell than open ramblers. Properties adjacent to the 3M Cottage Grove manufacturing campus sometimes get scrutiny during buyer due diligence, even when there’s no personal exposure issue. Older-plat properties on private septic systems can stall a conventional sale while buyers negotiate repairs with the county health department.
None of those stop a cash sale. If an agent has already told you one of those things is going to be a problem, give us the address and we’ll give you a number.
Get a cash offer on your Cottage Grove house
Put your address in the form on this page, or call (615) 780-7349 directly. We cover all of Washington County and buy houses throughout Minnesota.
We’ve bought houses across the upper Midwest — including Milwaukee and throughout the Twin Cities metro. If you know someone in another market dealing with the same situation, we can probably help them too.